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Local Bank / Financing
There are a number of sources that can help you get the financing needed to make your project or new business a reality. Conventional financing is available from the following commercial lending institutions. Additional financing opportunities may also be available.
Commercial Lending Institutions
Bank of America
21 West Main Street
Waterbury, CT 06702
www.bankofamerica.com
Contact: John Gergots, Vice President of Business Banking
Phone: (203) 465-1919
Banknorth, N.A.
Two West Main Street
Waterbury, CT 06723
www.banknorthct.com
Contact: Andreas Kapetanopoulos, Senior Vice President, Small Business Lending
Phone: (203) 759-4001
Citizens Bank
943 Wolcott Street
Waterbury, CT 06705
www.citizensbank.com
Contact: Mark Gentile, Business Banking Officer
Phone: (203) 596-7338 or (860) 334-2280
Naugatuck Savings Bank
910 Wolcott Street
Waterbury, CT 06705
www.naugatucksavingsbank.com
Contact: Anthony Gugliotti, Assistant Vice President, Commercial Lending
Phone: (203) 757-1502 or (203) 757-1501
Peoples Bank
255 Bank Street
Waterbury, CT 06702
www.peoples.com
Contacts: Garth Collins, Vice President, Commercial Lending
Phone: (203) 591-2601
Fred Riccio, Vice President, Commercial Real Estate
Phone: (203) 591-2610
Savings Bank of Danbury
357 Bank Street
Waterbury, CT 06708
www.sbdanbury.com
Contacts: Mary Schmelcke, Vice President, Waterbury Area Manager
Michael O'Bryan, Vice President, Commercial Lending
Ralph Richard, Vice President, Commercial Lending
Phone: (203) 575-3541
Sovereign Bank New England
81 West Main Street
Waterbury, CT 06702
www.sovereignbank.com
Contact: Tom Vitagliano, Business Banking Representative
Phone: 203-465-6259
Thomaston Savings Bank
985 Watertown Avenue
Waterbury, CT 06708
Contact: Rosemary Briglia, Assistant Vice President, Commercial Lending
Phone: (203) 753-1874
Webster Bank
145 Bank Street
Waterbury, CT 06702
Contact: Timothy Bergstrom,
Phone: (203) 578-2232
Additional Financing Opportunities
Connecticut Innovations helps to strengthen Connecticut's high tech economy through financial support to emerging technology companies, by providing essential, non-financial support to entrepreneurs and by conducting initiatives that address specific needs of Connecticut's technology sector.
Connecticut Innovations
999 West Street
Rocky Hill, CT 06067
Phone: (860) 563-5851
Neighborhood Housing Services of Waterbury, Inc. offers rehabilitation loans and technical assistance for homeowners in target neighborhoods of Waterbury as well as homeownership education and counseling. The commercial loan program makes loans and grants for storefront improvements in low-income neighborhoods and commercial areas.
Neighborhood Housing Services of Waterbury, Inc.
139 Prospect Street
Waterbury, CT 06710
Phone: (203) 753-1896
Community Economic Development Fund (CEDF) provides loans and counseling to start-up and existing businesses that have difficulty obtaining traditional financing or need flexible terms. CEDF also supports community development by providing grant support for economic development projects, technical assistance in economic development to local organizations, and training on various aspects of economic development.
The Community Economic Development Fund
430 New Park Avenue, 2nd Floor
West Hartford, CT 06110
Phone: (860) 249-3800
Connecticut Development Authority offers assistance with financing new businesses as well as businesses interested in relocating or expanding. Programs are available to many types of businesses including manufactures and information technology companies and for the redevelopment of Brownfield sites.
The Connecticut Development Authority
999 West Street
Rocky Hill, CT 06067
Phone: (860) 258-7800
www.ctcda.com
Department of Economic and Community Development is the state's lead agency for the development and implementation of policies, strategies and programs all of which are designed to enhance Connecticut's communities and business and housing environments.
The Department of Economic and Community Development
505 Hudson Street
Hartford, CT 06106
Phone: (860) 270-8000
www.ct.gov/ecd
Manufacturing Machinery and Equipment Exemption Program provides for 100% exemption of local property taxes on qualified, newly acquired manufacturing machinery and equipment.
The Manufacturing Machinery and Equipment Exemption Program
Contact: Shirley Corona
Phone: (860) 418-6221
www.opm.state.ct
Small Business Administration helps to maintain and strengthen the nation's economy by aiding, counseling, assisting and protecting the interests of small businesses and by helping families and businesses recover from national disasters. Services offered include assistance with starting, managing, and financing your business as well as business opportunities and disaster recovery assistance.
The Small Business Administration
Connecticut District Office
330 Main Street, Second Floor
Hartford, CT 06106
Phone: (860) 240-4700
www.sba.gov
Waterbury Development Corporation is the premier economic development agency servicing the City of Waterbury. WDC provides direct business financing as well as recommends technical assistance providers, financial counseling and site selection information.
The Waterbury Development Corporation
24 Leavenworth Street
Waterbury, CT 06702
Phone: (203) 346-2607
Valley Council of Governments and Naugatuck Valley Brownfields Pilot provide funding for the assessment and clean up of contaminated sites to be developed.
Valley Council of Governments
12 Main Street
Derby, CT 06418
Phone: (203) 735-8688
www.valleycog.org
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